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BeforeRM prepares

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🤝

TogetherWith client

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✅

AfterWrap up

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Sessions (month)

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Branch AUM

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Advisor Performance

Advisor	Clients	Sessions	Today	Alerts	Last Active
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Archetype Split

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CLIENT	SCHEME	ENTRY (AT SIGN)	CURRENT	CHANGE
Complete advisory sessions to track client funds

New Advisory

Choose what you came to do.

Two clear doors. Manage your roster, or sit down with one client.

Door 1

Manage Clients

Your roster. Add, upload, and invite clients to their dashboard.

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Door 2

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Run the advisory journey for one client, from holdings to the Choice Charter.

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New Advisory / Clients

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📋 New Session

Session Reference

W2603-001A

Module

💰 Wealth Advisory

—

S1 · Client Selection

👥 Select Client

🔍 Find Client

CBS Customer ID

Or Enter Mobile/PAN

📋 Clients

—

📦 Product Universe

Available Products

327

Active wealth products

By Category

Equity142

Debt85

Hybrid68

ELSS32

Top Providers

HDFC · ICICI · SBI · Axis · Kotak

✓ Products loaded and ready

NAV data as of —

📋 Step 1 · Holdings

Client

—

Add holdings

After holdings

📋 Client Profile & Holdings

Loading holdings…

Step 1 of 7 · Client & holdings

ⓘ Holdings matter

Why we look first

Existing holdings frame the recommendation. The engine factors them into drift, path selection, and held-badge surfacing on archetype cards. If none on file, we begin fresh — Path A by default.

No silent inserts

CAS or Excel uploads always pass through a confirmation step. RM and client review each parsed line before commit.

📋 Client Summary

S2 · Holdings & Investment Plan

📊 Financial Profile

💰 Investment Plan

Current Corpus

₹

Monthly Investment

₹

Time Horizon

years months

Monthly Income Expected (leave empty for growth mode)

₹

📋 Risk Assessment

Progress

Page 1 of 3

Questions

0/9

Answered

Current Score

—

Complete all questions

S4 · Risk Profiling

🧠 Past Experiences

Language

Before we look at any numbers — has money ever surprised you? Good or bad, anything that stayed with you.

Lost money in something that seemed safe

Watched someone close make a painful financial mistake

An investment worked out far better than expected

No major financial event — fairly steady journey

Growing up, how did your family approach money?

Invested actively — a parent tracked markets and talked about it

Carefully saved and planned — money was a family priority

Money was never discussed — kept private

It was always a source of stress or conflict

Have you ever started an investment and then stopped it before the goal — for any reason?

No — once I commit to something I see it through

Yes — and looking back I wish I hadn't stopped

Yes — it was genuinely the right call at the time

Never invested long enough to face that situation

📈 Risk Profile Preview

Your Answers

Answer questions to see summary

Score Breakdown

Past Behavior —

Present Situation —

Future Outlook —

Composure Factor —

Risk Bands

Conservative (1.0 - 2.0)

Moderate (2.0 - 3.0)

Aggressive (3.0 - 4.0)

📋 Your Profile

Client

—

Investment Plan

—

Your Risk Assessment

Your Foundation

What your finances safely support

7.2

/10

Your Resolve

What your instinct is ready to embrace

8.2

/10

Best Choice → your Foundation

Discovery stretches to your Resolve

S4 · Your Natural Choice

✦ Your Natural Choice

Your Natural Choice

Choice Computing surfaces the option that naturally fits your life — your goals, your comfort, your reality. We didn't choose. We revealed.

How we arrived here

... products across 9 asset classes

YOUR PROFILE — TWO INDEPENDENT READINGS

FINANCIAL CAPACITY

—

Your balance sheet — income, assets, liabilities, commitments

RISK DISPOSITION

—

Your instinct — how you respond to uncertainty and volatility

THESE READINGS + YOUR 5-YEAR HORIZON QUALIFIED

— products appropriate for your situation

EACH SCORED ACROSS SIX DIMENSIONS

Growth Certainty Liquidity Tax efficiency Inflation Risk fit

— fully ranked — three distinct paths emerged

NAV data as of —

✦ BEST CHOICE

Direct Plan

Matched to your Foundation

◇ SAFE HARBOUR

Direct Plan

Steadier. Fewer surprises.

◈ DISCOVERY

Direct Plan

Stretched to your Resolve

📊 What could your investment become in 5 years?

If markets are unkind

₹—

—

If markets are fair

₹—

—

If markets reward patience

₹—

—

Based on selected fund's historical performance

💡 See how different amounts grow

↻ Projections update as you type

Why this fund over 23 alternatives?

💪 Why You Can Trust This

How this fund has held up in rougher stretches

March 2020

COVID crash

Fell 32%

Recovered in 7 months

2018

IL&FS crisis

Still +8.2%

Outperformed peers

2008

Global crisis

Fell 52%

Recovered in 18 months

What this means for you

✓

Your 9-year horizon gives time to ride out 2-3 market cycles. This fund has never had a negative 5-year return.

✓

Your risk ability of 7.0 means you can handle occasional 25-30% drops. This fund's volatility is within your comfort zone.

✓

This fund's 3Y CAGR is 12.5%. It has delivered consistent returns in 8 of the last 10 rolling 3-year periods.

✓

Your composure is high. You're unlikely to panic-sell during downturns, which is exactly when this fund type recovers best.

📋 Advisory Summary

Client

—

Investment Plan

—

Risk Profile

—

Recommended

—

SIP Amount

—

S6 · Consent

✅ Consent & Declaration

📜 Investor Declaration

🪪 KYC Status

✓

KYC Verified

PAN-based verification complete

✍️ Digital Acknowledgement

⏱️ Execution Timeline

When should this investment be processed?

Now

Immediate

hours

📅 Investment will be processed immediately upon submission

📋 Platform

Operator

Kovidāra Advisors
Technology platform — not a SEBI Investment Adviser

Methodology

Patent-pending Choice Computing framework
Deterministic algorithmic decision-support

Grievance Redressal

SEBI SCORES Portal
AMFI Investor Helpline
1800-XXX-XXXX

⚠️ Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

📋 Session Complete

✅

Advisory Complete

W2603-001A

Client

—

Date & Time

—

S7 · Summary

📄 Advisory Report

TrustPath

Choice Computing Advisory Report

Client Information

Name: —
Age: —
City: —
Income: —

Investment Plan

Corpus: —
Monthly: —
Horizon: —

Risk Assessment

Risk Score: — | Band: —

Recommendation

Product: —
Category: —
SIP Amount: —

This advisory report is generated by TrustPath — Wealth Choice. The recommendations are based on MCDA/PROMETHEE-II analysis considering the client's stated goals, risk profile, and investment horizon. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

📤 Actions

📄

Download PDF

Full advisory report

📧

Email to Client

Send PDF via email

🖨️

Print Report

Physical copy

✨

Your Choice Story

Personalized narrative of your journey

✓ Session saved to database
✓ Audit trail recorded
✓ Compliance logged

🔄 Re-Assessment

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Comparison

Run re-assessment to see comparison

Generating portfolio recommendation…

Calling /api/v2/recommend

Client

—

Three Voices

Foundation ₹

—/10

Resolve ♥

—/10

Composure ◊

—/10

Risk Band

—

Portfolio Stats

Expected Return—

Volatility—

Sharpe—

Max DD est.—

Calibration

—

Your portfolio at the destination

Click any segment to see your three options for that slot

viewing — — of — slots

— · —%

—

Your three choices for this slot →

Why this is an ideal choice for you

— —

Why you can trust this choice

How this fund has held up in rougher stretches

Pick a slot to see this fund's history through softer years.

Long-term performance

—

5-year CAGR

—

3-year CAGR

What this means for you

For RMs: View Algorithm Details

PROMETHEE phi (Φ) is the net flow score from the per-slot ranking: positive flow against alternatives minus negative flow. Higher Φ = stronger fit per the criteria weights derived from this client's Foundation score. Best Choice, Safe Harbour and Discovery are the three archetypes the engine surfaces per slot — same scheme universe, different optimisation tilts.

Archetype	Scheme	Φ

Checking consent state…

Lock your natural choice.

Five declarations. One signature. Allocation freezes; advisory record begins.

THREE VOICES · CALIBRATION

FOUNDATION ₹

—

/10

RESOLVE ♥

—

/10

COMPOSURE ◊

—

/10

RISK BAND

—

INVESTMENT PLAN · RISK PROFILE

Investment Plan

—

Risk Profile

—

FIVE DECLARATIONS · ONE SIGNATURE

All five boxes must be ticked before the signature unlocks. Single signature applies to all slots — no per-row acknowledgment.

Suitability acknowledged. I confirm this recommendation is suitable for my financial goals, risk tolerance, and investment horizon. The portfolio matches what I have communicated about my circumstances.

Risks understood. I understand market-linked investments carry the risk of capital loss. Past performance does not guarantee future returns. The drawdown estimates shown are historical, not predictive.

Direct Plan disclosure. I confirm this is a Direct-Growth recommendation across all slots. Commission is ₹0.00. No third-party fees, kickbacks, or trail income flow to TrustPath or my advisor from these recommendations.

Platform disclaimer. I understand TrustPath is a technology platform operated by Kovidāra Advisors, not a SEBI-registered Investment Adviser or distributor. The recommendation surfaced here is a deterministic computational output of a patent-pending Choice Computing framework, generated from the inputs I have provided; no fiduciary advisory relationship is created by my use of this platform. Past performance does not predict future returns. I am solely responsible for evaluating this output against my own circumstances and making my own investment decision.

Execution responsibility. I acknowledge that execution will happen through my own channels — AMC accounts, broker, or BSE Star MF. TrustPath does not place orders on my behalf; the recommendation is the deliverable.

KYC STATUS

✓

Verified

PAN linked

DIGITAL ACKNOWLEDGEMENT

Required to enable submit —

EXECUTION WINDOW

⚡now

12hours

24hours · default

48hours

0 of 5 declarations · awaiting signature

Loading confirmation…

Recommendation locked.

Snapshot frozen. Hash stamped. Right rail unlocks the next steps.

✓

Recommendation locked

This session has been signed. The recommendation snapshot, declarations, and signature are stored against the client record.

Signed by—

Signed at—

Execution window—

Consent ID—

RECOMMENDATION HASH (SHA-256)

—

WHAT WAS LOCKED

SLOT	FUND (SELECTED)	WEIGHT	AMOUNT
Loading allocation…

NEXT STEPS

✦

The Choice Charter

Your full record · scores, choices, trust & back-test

→

EXECUTION

📋

Generate Order Slip

For BSE StAR MF execution

▶

Execute via BSE API SIMULATE · MOCK

Routes through SOAP web service

SESSION RECORD

DECISION TIMELINE

—

▾

DOORS WORTH OPENING

Cross-sell opportunities

Tap to review · — ▾

What's changing

Asset	Engine	Your selection	Δ

Reason for override

I, the advisor, confirm I have explained the engine's recommendation and the quantified impact to the client. The client has chosen to proceed with the adjusted allocation with full understanding of the trade-off.

Invite to dashboard

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Invite to dashboard

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Assistant

Sonnet 4 · multi-turn · your book in context

Conversation:

Focus client:

Hi. I have your book context. Ask me anything — book-wide, or scope to a client via the selector above. I keep conversation history, so follow-ups know what we've been discussing.

GUIDE · THIS SCREEN

Manage Clients

Lock your natural choice.

THREE VOICES · CALIBRATION

INVESTMENT PLAN · RISK PROFILE

Investment Plan

Risk Profile

FIVE DECLARATIONS · ONE SIGNATURE

Recommendation locked.

WHAT WAS LOCKED

RM DIAGNOSTIC

NEXT STEPS

EXECUTION

SESSION RECORD

DOORS WORTH OPENING

👀 What to look for

▶ What to do

Manage Clients

Lock your natural choice.

THREE VOICES · CALIBRATION

INVESTMENT PLAN · RISK PROFILE

Investment Plan

Risk Profile

FIVE DECLARATIONS · ONE SIGNATURE

Recommendation locked.

WHAT WAS LOCKED

RM DIAGNOSTIC

NEXT STEPS

EXECUTION

SESSION RECORD

DOORS WORTH OPENING

Allocation must total 100%

You are overriding the engine's recommendation.

What's changing

Reason for override

👀 What to look for

▶ What to do